If I get sick they'll cancel me.

This is not true. This policy is guaranteed renewable for life. As long as you pay the premium they can not cancel you.

I have to go to special health care facilities.

There are no in-network or out of network providers. This only applies to your health insurance not to supplemental coverage.

If I've had cancer before I can't get this plan.

People everyday that have had cancer are getting cancer insurance.  If you've been 5 to 10 years cancer free, you can apply for approval.

Other myths you may have heard...

1. Myth: If my health insurance is paying for the procedure I won't get paid.

• It doesn't matter what your health plan covers or not covers, this plan pays you set benefits, so you can use this money as you see fit.

2. Myth: If I'm on medicare I can't get this coverage.

• This is not health insurance, you are not double insured. You can use this money to help your care giver with their expenses while they're taking time away from work for you. It does not matter what your health insurance is paying or not.

3. Myth: It'll be hard to get money if I ever have to submit a claim.

• The claims process is simple. You bring the claim form to the doctor's office, they sign off on the procedures completed and either they or you can fax the form directly to the company. Once approved (usually 10 to 15 business days) you'll receive a check in the mail.

4. Myth: If I have Kaiser or an HMO, everything will be covered by them.

• This is not true. More and more gaps are being written into health insurance, what you thought might be covered, now has a deductible, co-pay, etc. Besides, is the time off of work covered by health insurance? No! Will disability cover me? Maybe but after a lot of paper work and time.

It's fast and easy - Get your online quote today and debunk the myths!